ENTERPRISE VERTICAL ARCHITECTURE
Banking & Capital Markets
Core banking modernization, real-time payment rails, ISO 20022 message processing, and PCI-DSS workload isolation — without sacrificing operational velocity.
Banking infrastructure stack
From ATM edge nodes to trading floor matching engines — one control plane.
Document management (DMS)
KYC/AML document vaults with expiry trackingLoan origination artifacts with e-signature audit trailRegulatory filing packages (BCBS 239, DORA, EBA)Trade confirmation archives with immutable timestampsLegal-hold workflows for litigation holds
Hardware & storage
HSM integration for PIN block encryption and key ceremoniesNVMe SSD tiers for order-book state (low-latency trading)Tape-class WORM storage for 7-year record retentionEncrypted object store for Swift/SEPA message archivesGeographically dispersed replicas within regulatory perimeter
Virtual machines & containers
Confidential compute for cryptographic key derivationPCI-DSS zone isolation via dedicated VM hostsKubernetes namespace segmentation per regulatory entityImmutable container images signed with Sigstore + CosignBlue/green deploys with automatic rollback on latency SLO breach
Databases
PostgreSQL with pgAudit for SOX transaction trailsRedis Enterprise for real-time fraud score cachingCassandra for ISO 20022 message store (high write throughput)ClickHouse for market-data analytics and regulatory reportingTimescaleDB for intraday P&L time-series
Messaging & streaming
Kafka for real-time payment event sourcing (SEPA CT/DD, FPS)IBM MQ for SWIFT gateway integrationRabbitMQ for branch-teller workflow orchestrationActiveMQ for card network (Visa/MC) authorization flowsMessage-level encryption and HMAC integrity checks
Networking: IP, mTLS, DNS, LB
PCI network segmentation: CHD zone ↔ internet zone firewall rulesmTLS for inter-microservice payment-service-mesh callsDNS private zones per regulatory entityL7 load balancing with WAF rules for card-data endpointsDDoS scrubbing on internet-facing payment APIsLeased-line connectivity to SWIFT, CHAPS, TARGET2
Real-time payments & ISO 20022
High-throughput, low-latency messaging infrastructure for modern payment rails.
- ✓ISO 20022 pacs.008/pacs.002/camt.056 message validation and enrichment
- ✓Idempotent payment processing with Kafka exactly-once semantics
- ✓Reconciliation pipelines with auto-break detection
- ✓Sanctions screening integration (OFAC, EU, UN lists) in <10 ms
- ✓Full payment audit trail exportable to regulators on demand
ILLUSTRATIVE ESTIMATE · NOT A GUARANTEE
41%average infrastructure cost reduction — core banking modernization
Modelled planning figure for typical scenarios in this sector. Actual results depend on your estate and are only confirmed by measuring against a baseline you approve.
How to read this
Dollar ranges below are planning assumptions, not quotes or customer results. Use the ROI calculator or request an assessment to model your own estate.
Compare plans →Primary Economic Drivers
- $A mainframe off-ramp to cloud-native PostgreSQL and Kafka can lower per-MIPS cost; the saving depends on workload mix and contract terms.
- $PCI-DSS zone isolation on shared cloud infrastructure can replace dedicated PCI-scoped appliance leases.
- $Automated SOX change-management gates can shorten quarterly audit preparation by producing evidence as changes happen.
- $HSM integration through an API can reduce reliance on key-ceremony appliances and their maintenance contracts.
- $Geo-redundant replication replaces costly BCBS 239 manual data-aggregation processes, reducing operational risk and reconciliation overhead.
Regulatory & Framework Coverage
PCI DSS v4.0ISO 20022SWIFT CSPSOXBasel III / BCBS 239DORAGDPRMAS TRM
Interactive TCO scenario
Illustrative · Replace with your dataMonthly infrastructure spend$500K
$50K$5M
Scenario computation unavailable for these inputs.
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